The purpose of Bryco Funding’s Privacy Policy is to explain how Bryco protects and uses your personal information when and after you obtain financial products or services from us. We want you to know that information given to us is safe, secure and used in a responsible manner. Even if you are no longer a Bryco customer, we will continue to protect and treat your information in accordance with this Privacy Policy and as if you were still a customer. You should read this Privacy Policy carefully and contact us at the following address if you have any questions:

Bryco Funding Inc.
580 California St., 8th Floor
San Francisco, CA 94104

Bryco's security procedures

We restrict access to nonpublic personal information about you to those employees and agents who we determine need to know that information to provide products or services to you, service your account, or maintain the systems that support your account. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. Clearly stated policies in our employee handbook, background checks on all employees and thorough on-the-job training in confidentiality and customer privacy ensure that our employees are committed to keeping your personal information safe and secure.

We have implemented extensive administrative, technical and physical safeguards and quality controls. These include:

• Establishing policies and procedures for carefully handling your information.
• Limiting physical access to central facilities through the use of state-of-the-art security systems.
• Requiring third-party business partners to agree contractually to comply with privacy laws in order to do business with us.
• Auditing company security practices.

Types of information collected by Bryco

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms.
• Information about your transactions with us, our affiliates or others.
• Information we receive from a consumer reporting agency.
• Information we receive when you visit our Website, such as navigation patterns at the site on an aggregate basis and information we collect through Internet cookies, such as time spent on our Website and which pages are visited. Information we collect through Internet cookies does not identify you personally and is only used, for example, to help us understand which features of our Website are most popular with our clients.

Types of information disclosed by Bryco

Types of information that Bryco discloses: - We may disclose all of the information that we collect, as described above. Categories of affiliates and nonaffiliated third parties that receive information from Bryco. We may disclose nonpublic personal information about you to the following types of affiliates and nonaffiliated third parties:

• Non-financial companies, such as retailers, direct marketers, airlines, and publishers.
• Financial service providers, such as mortgage lenders, mortgage bankers, banks, securities broker-dealers, tax preparers, financial advisors and insurance agents.
• Other parties, such as non-profit organizations.

We may also disclose nonpublic information about you to nonaffiliated third parties as permitted by law.

Marketing services and agreements:

• We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

Please consider that if you choose not to permit, that is "opt out" of, information sharing, your name may be excluded from mailings or other communications that may be of interest to you. Examples may include information about special promotions or other direct marketing programs. IF YOU CHOOSE NOT TO OPT OUT, YOU DO NOT NEED TO RETURN THIS FORM OR RESPOND IN ANY WAY.

If you prefer that we do not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures. However, the right to opt out does not apply to disclosures permitted by law. The manner of exercising the right to opt out is described below.

We are permitted under law to share information about our experiences or transactions with you or your accounts (such as your account balance and your payment history with us) with our affiliates. We also may share additional information about you or your accounts (such as information we receive from you in applications and information from consumer reporting agencies) with our affiliates. You may direct us not to disclose to our affiliates this additional information (such as application information and information from consumer reporting agencies) by exercising your right to opt out. However, the right to opt out does not apply to information about our experiences or transactions with you or your account (such as your account balance and your payment history with us). The manner of exercising the right to opt out is described below.